![]() ![]() They’re close, but they haven’t hit that mark yet. ![]() In this situation, John and Maria would not meet the definition of net-worth millionaire. To figure out if they’re net-worth millionaires, let’s subtract what they owe from what they own. However, they still owe $150,000 on their home, have $10,000 of credit card debt, and owe $20,000 on their student loans. Altogether, their assets total $1,124,000. Their house is worth $350,000, and they own two vehicles worth $12,000 each. John and Maria have accumulated $750,000 in mutual funds and savings. If that amount ends up being $1 million or more, you’re a net-worth millionaire. ![]() Here’s a simple way to explain net worth: It’s what you own minus what you owe. Now in order to define net-worth millionaire, we need to first talk about net worth. Your money can work harder with fresh eyes and some TLC.
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